Citi® mtvU™ Platinum Select® Visa® Card for College Students

Get serious rewards.

Ongoing APR: Prime + 8.99% (Currently 13.99%)
Annual Fee: None
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)*
Intro APR for Purchases: 0.00% (for 6 Months)
Cash Advance APR: 0% for 6 Months; Prime + 14.99% (Currently 19.99%) thereafter
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Reward Program: ThankYou Points®
Late Fee: $15-$39
Overlimit Fee: $39.00
Issuer: Citibank

  APPLY FOR CARD!

The Citi® mtvU™ Platinum Select® Visa® Card for College Students. Apply for the only card that pays off big for earning good grades and using credit wisely. Introductory rate of 0% APR¹ for 6 months on purchases, cash advances and balance transfers. Earn ThankYou^SM Points for rewards like airline tickets and cds, plus receive a 10% discount at the MTV online shop and the MTV Store in New York City.

Get rewarded for good grades and wise credit. this card will help you start to build a strong financial future by rewarding you for a good GPA, paying your bill on time, and staying under your credit limit. The Citi® mtvU™ card is part of Thank You Redemptions Network from Citi. So you can redeem your points for amazing rewards like airline tickets, CDs, and gift cards. Plus, as a Citi® mtvU™ card holder, you can redeem your points for exclusive mtvU items like VIP Passes to mtvU's Spring Break, tour of the mtvU Studio and even tickets to MTV's Music Video Awards.

• 0.00% APR on balance transfers for 6 months¹
  
• Balance transfer fee applies with this offer*
  
• 0.00% APR on purchases for 6 months¹
  
• 0.00% APR on cash advances for 6 months¹
  
• Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores
  
• Earn 1 ThankYou Point for every dollar you spend on all other purchases
  
• Earn 25 ThankYou Points for paying on time
  
• NO ANNUAL FEE.
  
• Earn 250-2000 ThankYou Points twice a year for maintaining a good GPA
  
• Redeem points for gift cards, MTV events, and airline tickets
  

¹ Introductory rate of 0.0% for 6 months from date of cardmembership on purchases, cash advances and balance transfers. After the promotional period ends, your standard balance transfer APR will be applied to any unpaid balances. As of July 10, 2008, the standard variable purchase and balance transfer APR is 13.99%. The standard variable cash advance APR is 19.99%. However, all your APRs may automatically increase up to the 28.99% variable default rate if you default under any Card Agreement that you have with us. Min. finance charge: $0.50. Foreign purchase transaction fee is 3% of purchase amount after its conversion into U.S. dollars. The transaction fee for cash advances is 3% of the amount of each cash advance, $5 minimum. The transaction fee for balance transfers is 3% of the amount of each balance transfer, $5 minimum. Subject to credit approval. Additional terms and conditions apply. Legal cash advance fees will apply.

For more details, please ee Terms and Conditions.

• ThankYou^SM Network is offered to certain cardmembers ("you") at the sole discretion of Citibank (South Dakota), N.A. ("we"), the issuer of your card account ("Card Account"). ThankYou Network or any portion thereof may be revised or terminated with 30 days prior written notice, and if ThankYou Network is terminated, you will only have 90 days from ThankYou Network termination date to redeem all your accumulated ThankYou Network points ("ThankYou Points"). However, ThankYou Network rewards may be changed or substituted, as well as ThankYou Point levels required for specific ThankYou Network rewards adjusted, at any time without prior notification.
  
  
• Unless you are participating in a limited-time offer, you will earn five ThankYou^SM Points for every dollar you spend on purchases at (1) book stores, (2) record stores, (3) restaurants, including fast food restaurants, (4) motion picture theaters, and (5) video entertainment rental stores ("qualifying merchants"). You will earn one ThankYou Point for every dollar you spend on all other purchases. Book stores are defined as stand-alone merchants that primarily sell, for consumer use, books (including textbooks), magazines, maps, and calendars. Record stores are defined as stand-alone merchants that primarily sell, for consumer use, records, compact discs (CDs), music and video laser discs, and blank audio and videotapes. Restaurants, including fast food restaurants, are defined as stand-alone merchants that primarily prepare food and drinks for immediate consumption by consumers, either on the merchant's premises or packaged for carryout. Motion picture theaters are defined as stand-alone merchants that operate movie theaters, and sell tickets as well as refreshments. Video entertainment rental stores are defined as stand-alone merchants that primarily rent videotapes, laser discs, DVDs, and video games for consumer use at home.
  
  
• Purchases not eligible to receive the five points include, but are not limited to, purchases made at warehouse clubs, discount stores, department stores and convenience stores. Online and catalog purchases are not eligible to receive five ThankYou^SM Points unless the merchants appropriately identify the transactions.
  
  
• CitiBank does not determine whether merchants appropriately identify all transactions you make on your Card Account, but we do reserve the right to determine which purchases are qualify for ThankYou^SM Points. You can earn up to 75,000 ThankYou Points during any calendar year (eligible purchases appearing on your January - December billing statements). You may only earn ThankYou Points on your Card Account as long as it is open and current. ThankYou Points expire five years from the end of the calendar year in which they are earned unless Thankyou Network is terminated.
  
  
• You will earn 25 bonus ThankYou^SM Points at the end of every billing cycle during which you make your Minimum Payment or more on time, and at the end of which you are not over your credit limit. Your account must be open and not in default under any Card Agreement in order to be eligible for this award. Accounts with a zero Minimum Payment due at the end of a billing cycle will not be eligible for an award for that cycle. These bonus points are not included in the annual calendar year cap.
  

You can earn bonus ThankYou^SM Points for achieving good grades at college. ThankYou^SM Points can be earned by submitting proof of grades up to two times per calendar year. ThankYou^SM Points will be awarded as follows:

    GPA                 ThankYou^SM Points
2.50 - 2.99                       250
3.00 - 3.49                       500
3.50 - 3.99                       750
4.0                                 2,000

For cardholders who submit grades from schools that do not award grades on the 4.0 scale, we will, at our sole discretion, award points comparable to those described in the table above.

• To be eligible for a ThankYou^SM Points for good grades, you must attend an accredited college or university in the United States and must request the ThankYou Points and submit proof of grades within six months of the end of the semester in which the grades were earned. You must have used your card to make a purchase at least once in the three months preceding your request, and your Card Account must be open and not in default under any Card Agreement at the time your request is processed. These bonus points are not included in the annual calendar year cap and may take one to two billing cycles to post to your Card Account once your award has been processed.
  
  
• If you are approved for a Card Account, a ThankYou^SM Network Member Account ("ThankYou Member Account") will be set up for you. ThankYou Points post to your Card Account at the close of each billing cycle, and at that time, we will transfer the ThankYou Points you earned to your ThankYou Member Account. ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account.
  
  
• Please see the Program Guide you will receive after you become a cardmember for the Terms and Conditions of ThankYou^SM Network, including a description of certain ThankYou^SM Network rewards.
  

See web site for complete terms & conditions