Business Credit Card Offers
No matter if you have a small pop-mom business or you have thousands working for you, browse through our line of Business Credit Cards below to find the card best fitting your business needs. We have information to compare fees and bonuses in the more info section of each card. Don't be one of the many small business owners who are still putting business expenses on personal credit cards, what could be a big mistake, for they can run into problems at tax time. With an ever-increasing number of quality business cards, there is no reason to use your private cards for business expenses, please, choose a business credit card from the ones below.
Platinum Business Credit Card from American Express®
Platinum Business Credit Card from OPEN® the Small Business Team
Summary:
APR for Balance Transfers: Fixed 4.99% (for Life of Balance)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Credit Line: $1,000 to $50,000
Annual Fee: None
APR for Balance Transfers: Fixed 4.99% (for Life of Balance)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Credit Line: $1,000 to $50,000
Annual Fee: None
Features:
- Option to enroll in the Membership Rewards Express® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
- 0% APR for the first 12 months
- No annual fee and fee-free Additional Cards
- Balance Transfer APR: 4.99%*
- Get a decision in less than 60 seconds
- Easy, 1-page online application
*View Terms & Conditions.
Advanta Life-of-Balance Platinum Card
The BusinessCard as individual as your business...only from Advanta.
Summary:
APR for Balance Transfers: 2.99% (for Life of Balance*)
Ongoing APR: Prime + 3.99% (Currently 8.99%)
Balance Transfer Fee: Waived for the introductory offer*
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: 20 Days
Annual Fee: None
APR for Balance Transfers: 2.99% (for Life of Balance*)
Ongoing APR: Prime + 3.99% (Currently 8.99%)
Balance Transfer Fee: Waived for the introductory offer*
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: 20 Days
Annual Fee: None
Features:
- 2.99% Fixed APR for LIFE on balances transferred within 3 months
- Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus your logo.
* See website for Terms and Conditions.
Advanta Custom Platinum BusinessCard with Rewards
A business credit card, now with your favorite image on it.
Summary:
APR for Balance Transfers: 0.00% (for 15 Months)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for 15 Months)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Annual Fee: None
Features:
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus logo or other image!
- No Tax ID required for application
- Build Business Credit with the Advanta BusinessCard
* See website for Terms and Conditions.
Blue Cash® for Business Credit Card
Blue Cash® for Business Credit Card from OPENSM the small business team
Summary:
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
Features:
- Up to a 5% cash rebate
- No Annual Fee
- 0% APR during your first 6 months
- Get a decision in less than 60 seconds
- Easy, 1-page online application
- No limit to the cash rebate you can earn
- No minimum spending requirement - start earning cash back right away
- Earn cash rewards on purchases made by Additional Cardholders
Discover® Business Card
Apply for Discover® Business Card.
Summary:
APR for Balance Transfers: 3.90% (for 6 Months)
Ongoing APR: 13.99% Fixed
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)*
Late Fee: $0-$39
Overlimit Fee: $0-$39
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: 3.90% (for 6 Months)
Ongoing APR: 13.99% Fixed
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)*
Late Fee: $0-$39
Overlimit Fee: $0-$39
Grace Period: 25 Days
Annual Fee: None
Features:
- Earn $100 Cashback Bonus when you apply now**
- 0% Intro APR for 12 months on purchases and 3.9% intro APR for 6 months on balance transfers
- 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
- No Annual Fee
- Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
- Free employee cards with customizable limits and monthly reporting on their spending
*View rates, fees, rewards and other important information.
Visa® Business Platinum with No Hassle CashSM
Enjoy the convenience of cash rewards!
Summary:
APR for Balance Transfers: 14.99%
Ongoing APR: 14.99%
Intro APR for Purchases: 0.00% (for — until August 2009)
Balance Transfer Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$20,000
Annual Fee: None
APR for Balance Transfers: 14.99%
Ongoing APR: 14.99%
Intro APR for Purchases: 0.00% (for — until August 2009)
Balance Transfer Fee: None
Late Fee: $15-$39
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: 25 Days
Credit Line: $500-$20,000
Annual Fee: None
Features:
- 0% APR on purchases until August 2009
- 1% cash back on all purchases with no category limits and no restrictions
- A 25% bonus each year on cash you earned the previous year
- No annual fee
- Free employee cards with individual spending limits you set
*See website for terms and conditions.
Platinum Business FreedomPass® Credit Card
Your employee purchases can earn you travel savings!
Summary:
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: Balance transfers may incur a fee*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: Balance transfers may incur a fee*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
Features:
- 5,000 point welcome bonus with first purchase
- Earn 1 point for virtually every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise-up to $100 off for every 7,500 points
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months*
- No annual fee and the option to pay over time or pay in full
- No annual fee for Additional Cards
- Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more
*View Terms and Conditions.
Advanta Platinum with Rewards
Low Rates, Rich Rewards and Exclusive Savings.
Summary:
APR for Balance Transfers: 0.00% (for 15 Months)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for 15 Months)
Ongoing APR: Prime + 1.99% (Currently 6.99%)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Annual Fee: None
Features:
- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
- 7.99% Variable APR (based on Prime) on Purchases
- Up to 5% Cash Back on office supplies, gas and more*
- No Annual Fee and No Limit on Earnings
- Get employee cards with no fee and set monthly spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus your logo.
* See website for Terms and Conditions, important information, benefits and limitations.
Chase Business Rebate Card
Earn 3% Cash Back on Business Purchases.
Summary:
APR for Balance Transfers: 0.00% (for Up to 15 Months*)
Ongoing APR: Fixed 7.99%*
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Credit Line: Up to $35,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for Up to 15 Months*)
Ongoing APR: Fixed 7.99%*
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Credit Line: Up to $35,000
Annual Fee: None
Features:
- 3% Cash Back* for purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement store
- 1% Cash Back on all other purchases
- 0% APR for up to 15 billing cycles on balance transfers, after that, 7.99% fixed
- No Annual Fee
*See Pricing & Terms.
American Express SimplyCashSM Business Card
No limit to the cash back you can earn: It's automatic every month...
Summary:
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
Features:
- Earn 5% cash back on wireless service and office supplies.
- Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter.
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- 0% intro APR for up to 12 months
- Additional Cards have no annual fee
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
Starwood Preferred Guest® Business Credit Card
Starwood Preferred Guests earn free nights at 850 hotels and resorts in 95 countries.
Summary:
APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None for 1 Year; $45 thereafter
APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None for 1 Year; $45 thereafter
Features:
- Earn 10,000 Starpoints® with your first purchase — that's good for up to three free nights!*
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at over 860 participating Starwood hotels
- Transfer Starpoints to over 30 frequent flyer programs
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in the 19th Annual Freddie Awards
*View Terms & Conditions.
Business Green Rewards Card from OPEN®
Business Green Rewards Card from OPEN® the Small Business Team
Summary:
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $95 thereafter
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $95 thereafter
Features:
- First year fee-free
- No pre-set spending limit
- Receive 5,000 bonus points on your first purchase
- Redeem for rewards with as few as 400 points
- Automatic discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more
- Earn 1 Membership Rewards® point for virtually every dollar spent with no limits and no expiration dates
- Points never expire and there is no maximum amount of points earned
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- Get a decision in less than 60 seconds with an easy, 1-page online application
The Gold Card from American Express OPENSM
Business Gold Card from OPEN® the Small Business Network
Summary:
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $125 thereafter
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $125 thereafter
Features:
- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEX®, Delta®, Hertz®, and more
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
*View Terms and Conditions.
First Equity Platinum Small Business Visa®
First Equity specializes in credit for businesses!
Summary:
Ongoing APR: As low as 0%*
Late Fee: $39.00
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: At least 20 Days
Credit Line: Up to $100,000
Annual Fee: $0-$39
Ongoing APR: As low as 0%*
Late Fee: $39.00
Overlimit Fee: $39.00
Returned Check Fee: $39.00
Grace Period: At least 20 Days
Credit Line: Up to $100,000
Annual Fee: $0-$39
Features:
- APR as low as 0.0%*
- Working Capital Credit Line of up to $100,000
- Customized with your Business Name at the top
- Free Additional Cards for Employees
- Earn up to 5% cash back on qualified purchases*
*First Equity Terms & Conditions.
Chase Visa® Platinum Business Card
Receive up to a $35,000 line of credit for business expenses.
Summary:
APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Credit Line: Up to $35,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for Up to 6 Months*)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)*
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $75)
Late Fee: $15-$39
Overlimit Fee: $39.00
Grace Period: At least 20 Days
Credit Line: Up to $35,000
Annual Fee: None
Features:
- Intro 0% Fixed APR for up to 12 Billing Cycles*
- No Annual Fee
- Credit Line up to $35,000
- Balance Transfer Savings
- Valuable Cardmember Services
*See Pricing & Terms.
JetBlue® Business Card from American Express®
The only Business Card that earns free flights on JetBlue®.
Summary:
APR for Balance Transfers: 3.99% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $30.00
Overlimit Fee: $35.00
Grace Period: 20 Days
Annual Fee: $40.00
APR for Balance Transfers: 3.99% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $30.00
Overlimit Fee: $35.00
Grace Period: 20 Days
Annual Fee: $40.00
Features:
- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card.*
- 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase*
- Earn 1 Award Dollar for virtually every dollar you spend
- Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more
- Your TrueBlue® points don't expire when you use your Card
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
*View Terms and Conditions.
Gold Delta SkyMiles® Business Credit Card
Always Double Miles®!
Summary:
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: $1,000 to $50,000
Annual Fee: None for 1 Year; $95 thereafter
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: $1,000 to $50,000
Annual Fee: None for 1 Year; $95 thereafter
Features:
- Get 20,000 SkyMiles after your first purchase
- Earn up to 30,000 Bonus Miles in your first year
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay for all or part of your fare with miles
- and put the rest on your Card; start redeeming at just 10,000 miles
- Save 5% on Delta flights with your Card
- One Delta mile for virtually every dollar you spend; earn two Delta miles for virtually every dollar you spend at
- office supply stores, gas stations, home improvement and hardware stores, wireless phone bill payments, and qualifying Delta flights
- No annual fee for the first year - a savings of $95
- No annual fee for Additional Cards
- Annual $99 Companion Certificate
- Save 3-25% on business purchases at companies like FedEx, Hertz®, and more
*View Terms & Conditions.
Advanta Platinum BusinessCard
The Credit Card Customized for your Business.
Summary:
APR for Balance Transfers: 0.00% (for 12 Months)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for 12 Months)
Ongoing APR: Prime + 5.99% (Currently 10.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $90)
Late Fee: $19-$39
Overlimit Fee: $15-$39
Returned Check Fee: $35.00
Grace Period: YES*
Credit Line: Up to $50,000
Annual Fee: None
Features:
- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- Prime + 5.99% Variable APR thereafter*
- Up to $50,000 Credit Line
- No Annual Fee
- Get employee cards with no fee and set spending limits per user
- $0 Fraud Liability
- Personalized card — your company name on the card, plus your logo
* See website for Terms and Conditions.