Secured Credit Card Offers
Secured credit cards require you to have collateral or money on a checking or saving account to cover your charges up front. When you have no credit or have poor credit even bankruptcy, the secured credit cards can give you a chance to establish or re-establish a more acceptable credit rating. They might even give you a better card as soon as your credit rating improves.
Bad Credit — Good Secured MasterCard®!
Ongoing APR: 7.90%-14.90%
Late Fee: $30-$35
Overlimit Fee: $30.00
Total Initial Charge: $200 minimum deposit
Annual Fee: $0-$35
- Set your own credit limit starting at $200, all online
- The perfect card to start building or rebuild your credit
- Reporting monthly to all major credit bureaus
- Your choice of payment due dates to fit your schedule
- Free standard bill pay and online account management tools
- E-alerts to your email or cell phone to remind you when a payment is due
View the Credit Terms & Conditions.
NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
A MasterCard® Credit Card for Those with Less than Perfect Credit!
Ongoing APR: 19.9%*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $200 minimum deposit*
Credit Line: $200 to $5,000*
Annual Fee: $69.00*
- Reports monthly to 4 Major Credit Bureaus
- Quality Customer Service
- Accepted where you see the MasterCard® logo
- Over 3 million credit card holders
- Enjoy the benefit of 24-hour phone account access
*See Rates, Fees & Terms for current information.
Now anyone can qualify for a credit card with UltraVX Visa®.
Ongoing APR: 14.9%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Credit Line: Up to $25,000
Monthly Fee: $6.95
- Credit-On Demand™*: up to $25,000 credit line
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
A Secured Card that Reports monthly to 4 Major Credit Bureaus
Ongoing APR: 19.9%*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $200 minimum deposit*
Credit Line: $200 to $5,000*
Annual Fee: $69.00*
Monthly Fee: $7.00*
- A MasterCard® for Those With Less Than Perfect Credit
- Enjoy the Benefit of 24 hour Account Access by Phone
- Accepted where you see the MasterCard® Logo
- Over 3 Million Card Holders
- Quality Customer Service
*See Rates, Fees & Terms for current information.
One site, dozens of offers tailored to you!
Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish your good credit rating. The sure way to do it, is to start with a new credit card and pay your balance and other bills on time. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.