Balance Transfer Infos

Reward Credit Card Offers

Incentivized cards give you various rebates, cash-back, airline frequent flyer miles, and discounts on goods. Reward Cards usually have higher APRs, less introductory offers, even high(er) annual fees, and maybe harder to get. Reward Credit Cards are for consumers who charge above average and do not carry a significant balance and will be able to use the rewards.


USA Classic - FreeCreditClub.comCredit Card
Apply USA Classic - FreeCreditClub.com

Establish New Credit and Get Back to Living... Your Membership is *Guaranteed

Summary:

Ongoing APR: 0.00%
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $2,500 on merchandise
Annual Fee: None

    Features:
  • No Employment Verifications
  • No Credit Checks
  • Membership is *Free
  • $2,500 unsecured merchandise credit line
  • Poor Credit? No Credit? No Problem
  • *Guaranteed Instant Online Approval

    *See website for Terms & Conditions.
More info           Apply

Blue Cash® from American Express®Credit Card
Apply Blue Cash® from American Express®

Earn up to 5% cash back on everyday purchases - even gas!

Summary:

APR for Balance Transfers: As low as Prime + 11.99% (Currently 15.24%)
Ongoing APR: 17.24%-21.24% Variable
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $19-$39
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 25 Days
Credit Line: Up to $100,000
Annual Fee: None

    Features:
  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
  • Receive your cash back automatically as a statement credit

    *See Terms, Conditions & Disclosures
More info           Apply

Discover® More® CardCredit Card
Apply Discover® More® Card

Make your money worth More.SM*

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

    *View rates, fees, rewards and other important information.
More info           Apply

True Earnings® Card from Costco and American ExpressCredit Card
Apply True Earnings® Card from Costco and American Express

Earn Cash Back with the True Earnings® Card from Costco and American Express.

Summary:

APR for Balance Transfers: 15.24
Ongoing APR: 15.24% Variable
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $19-$39
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: None

    Features:
  • Earn cash back on gas and a $25 statement credit with your first made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
More info           Apply

UltraVX® Visa®Credit Card
Apply UltraVX® Visa®

Now anyone can qualify for a secured credit card with UltraVX® Visa®.

Summary:

Ongoing APR: 18.90%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Monthly Fee: $6.95

    Features:
  • UltraVX® makes it easy to manage your finances
  • Automatic minimum payments
  • Reports to all 3 major credit bureaus
  • No credit check, no bank account required
  • Instant online approval
  • Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.

    *Subject to terms and conditions.
More info           Apply

Delta Reserve Credit CardCredit Card
Apply Delta Reserve Credit Card

The New Elite Travel Card with Premium Rewards.

Summary:

APR for Balance Transfers: 9.99% (for 12 Months)
Ongoing APR: 14.50% Variable
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$39
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: $450*

    Features:
  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase*
  • Built-in Miles BoostSM—earn up to 30,000 MQMs and 30,000 bonus miles*
  • Complimentary Crown Room Club® access for you and two guests*
  • Access to American Express® Concierge Services*
  • Pay with Miles—pay for all or part of any Delta flight with your miles*
  • Check your first bag for free on every Delta flight

    *See web site for complete terms & conditions.
More info           Apply

Discover® More® Card - ClearCredit Card
Apply Discover® More® Card - Clear

5% Cashback Bonus®*!

Summary:

APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None

    Features:
  • 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee

    *View rates, fees, rewards and other important information.
More info           Apply

Starwood Preferred Guest® Credit CardCredit Card
Apply Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: 15.24% Variable
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$39
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free

    Features:
  • Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

    See Card Terms and Conditions
More info           Apply

American Express® Gold CardCredit Card
Apply American Express® Gold Card

Gold benefits, with a rich array of travel rewards.

Summary:

Ongoing APR: N/A; Due in full each month
Late Fee: from $0 to the greater of $35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $125.00

    Features:
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards® program - Turn your everyday purchases into Membership Rewards® points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to ticket for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.

    See card offer terms.
More info           Apply

American DreamCard™ MasterCard®Credit Card
Apply American DreamCard™ MasterCard®

Your Chance to WIN!

Summary:

Ongoing APR: As low as 14.99%*
Late Fee: $39.00
Overlimit Fee: $39.00
Grace Period: 20 Days
Annual Fee: None

    Features:
  • Earn entries from everyday shopping!*
  • More entries mean more chances to win!
  • Get 1,000 entries just for applying!
  • Large Monthly Cash Jackpots!
  • A New Winner Every Month!

    *See web site terms and conditionsfor important rate, fee and other cost information, and limitations.
More info           Apply

Discover® Student CardCredit Card
Apply Discover® Student Card

Easy online account options that put you in control

Summary:

Ongoing APR: As low as 13.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Annual Fee: None

    Features:
  • 0% Interest* on Purchases for 6 Months
  • 5% to 20% Cashback Bonus® at top online retailers*
  • No Annual Fee
  • $0 Fraud Liability Guarantee

    *View rates, fees, rewards and other important information.
More info           Apply

Horizon Gold Credit CardCredit Card
Apply Horizon Gold Credit Card

Get your *Guaranteed Approval Unsecured Credit Card

Summary:

Ongoing APR: 0.00%
Late Fee: $20.00
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $35.00
Credit Line: $500
Annual Fee: None
Monthly Fee: $6.00

    Features:
  • *Guaranteed Approval!
  • *Bad Credit Accepted!
  • *No Employment Check!
  • *Reports to a Major Bureau!

    *See Complete Terms & Conditions for details.
More info           Apply

Wired Plastic™ Prepaid Visa® CardCredit Card
Apply Wired Plastic™ Prepaid Visa® Card

Guaranteed Approval*. Earn Reward Points on Every Purchase.

Summary:

Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95

    Features:
  • Receive your new Visa® card in as little as 3 days
  • No Upfront Payment Required
  • Overdraft Safety Program
  • Rewards Program
  • Integrated Bill Pay Service
  • Convenient Loading Options

    *See Terms and Conditions.
More info           Apply

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