Reward Credit Card Offers
Incentivized cards give you various rebates, cash-back, airline frequent flyer miles, and discounts on goods. Reward Cards usually have higher APRs, less introductory offers, even high(er) annual fees, and maybe harder to get. Reward Credit Cards are for consumers who charge above average and do not carry a significant balance and will be able to use the rewards.
USA Classic - FreeCreditClub.com
Establish New Credit and Get Back to Living... Your Membership is *Guaranteed
Summary:
Ongoing APR: 0.00%
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $2,500 on merchandise
Annual Fee: None
Ongoing APR: 0.00%
Late Fee: $10.00
Overlimit Fee: N/A
Returned Check Fee: $20.00
Grace Period: N/A
Credit Line: $2,500 on merchandise
Annual Fee: None
Features:
- No Employment Verifications
- No Credit Checks
- Membership is *Free
- $2,500 unsecured merchandise credit line
- Poor Credit? No Credit? No Problem
- *Guaranteed Instant Online Approval
*See website for Terms & Conditions.
Discover® More® Card
Make your money worth More.SM*
Summary:
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
Features:
- 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- 0% Intro APR*
- Fraud specialists dedicated to helping you 24/7
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
True Earnings® Card from Costco and American Express
Earn Cash Back with the True Earnings® Card from Costco and American Express.
Summary:
APR for Balance Transfers: 1.99% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Late Fee: $15-$35
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: None
APR for Balance Transfers: 1.99% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Late Fee: $15-$35
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: None
Features:
- Earn cash back on gas and a $25 statement credit with your first made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
UltraVX Visa®
Now anyone can qualify for a secured credit card with UltraVX Visa®.
Summary:
Ongoing APR: 18.90%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Credit Line: Up to $25,000
Monthly Fee: $6.95
Ongoing APR: 18.90%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Credit Line: Up to $25,000
Monthly Fee: $6.95
Features:
- UltraVX makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
*Subject to terms and conditions.
Delta Reserve Credit Card
The New Elite Travel Card with Premium Rewards.
Summary:
APR for Balance Transfers: 9.99% (for 12 Months)
Ongoing APR: Prime + 11.25% (Currently 14.50%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: $450*
APR for Balance Transfers: 9.99% (for 12 Months)
Ongoing APR: Prime + 11.25% (Currently 14.50%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: $450*
Features:
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase*
- Built-in Miles BoostSM—earn up to 30,000 MQMs and 30,000 bonus miles*
- Complimentary Crown Room Club® access for you and two guests*
- Access to American Express® Concierge Services*
- Pay with Miles—pay for all or part of any Delta flight with your miles*
*See web site for complete terms & conditions.
Discover® More® Card - Clear
5% Cashback Bonus®*!
Summary:
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
Features:
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- Talk to a knowledgeable person in less than a minute
- 0% Intro APR*
*View rates, fees, rewards and other important information.
Starwood Preferred Guest® Credit Card
Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!
Summary:
APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free
APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free
Features:
- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
See Card Terms and Conditions
American Express® Preferred Rewards Gold Card
Gold benefits, with a rich array of travel rewards.
Summary:
Ongoing APR: N/A; Due in full each month
Late Fee: from $0 to the greater of $35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $125.00
Ongoing APR: N/A; Due in full each month
Late Fee: from $0 to the greater of $35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $125.00
Features:
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
See card offer terms.
American DreamCard™ MasterCard®
Your Chance to WIN!
Summary:
Ongoing APR: As low as 14.99%*
Late Fee: $39.00
Overlimit Fee: $39.00
Grace Period: 20 Days
Annual Fee: $0-$59*
Ongoing APR: As low as 14.99%*
Late Fee: $39.00
Overlimit Fee: $39.00
Grace Period: 20 Days
Annual Fee: $0-$59*
Features:
- Earn entries from everyday shopping!*
- More entries mean more chances to win!
- Get 1,000 entries just for applying!
- Large Monthly Cash Jackpots!
- $0-$59 Annual Fee*
- A New Winner Every Month!
*See web site terms and conditionsfor important rate, fee and other cost information, and limitations.
AccountNow™ Vantage Debit MasterCard®
Get the perfect alternative to a bank account!
Summary:
Overlimit Fee: $29.00
Returned Check Fee: $29.00
Grace Period: N/A
Total Initial Charge: $19.95 (Plus Plan)
Credit Line: relodable $10,000
Monthly Fee: $4.95 (Plus Plan)
Overlimit Fee: $29.00
Returned Check Fee: $29.00
Grace Period: N/A
Total Initial Charge: $19.95 (Plus Plan)
Credit Line: relodable $10,000
Monthly Fee: $4.95 (Plus Plan)
Features:
- Instant Guaranteed Approval* - no credit check, no security deposit
- $0 ACTIVATION FEE - when you load your card by direct deposit
- Free Direct Deposit - no more check cashing fees
- Free Online Bill Pay - no need for expensive money orders
- Free Credit Builder? - bill pay transactions are reported to PRBC®
- No Overdraft Fees - no minimum balance required
- iAdvance loan option, no credit check needed.*
- Reloadable - $10,000 balance limit
*See web site for Features & Fees.
Discover® Student Card
Easy online account options that put you in control
Summary:
Ongoing APR: 14.99% Fixed
Intro APR for Purchases: 0.00% (for *)
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Annual Fee: None
Ongoing APR: 14.99% Fixed
Intro APR for Purchases: 0.00% (for *)
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Annual Fee: None
Features:
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.
Horizon Gold Credit Card
Get your *Guaranteed Approval Unsecured Credit Card
Summary:
Ongoing APR: 0.00%
Late Fee: $20.00
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $35.00
Credit Line: $500
Annual Fee: None
Monthly Fee: $6.00
Ongoing APR: 0.00%
Late Fee: $20.00
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $35.00
Credit Line: $500
Annual Fee: None
Monthly Fee: $6.00
Features:
- *Guaranteed Approval!
- *Bad Credit Accepted!
- *No Employment Check!
- *Reports to a Major Bureau!
*See Complete Terms & Conditions for details.
Wired Plastic™ Prepaid Visa® Card
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Summary:
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Features:
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.