Prepaid/Stored Value Card Offers
Stored Value Cards are magnetic-stripe plastic cards, issued or backed by a bank or other financial institution. The "open loop" stored value cards are issued with card association branding, like MasterCard® or Visa®, and can be used anywhere these association brands are accepted. Examples of open loop stored value cards include gift cards, payroll cards and teen cards. "Closed loop" stored value cards are issued by a specific merchant or merchant group (i.e. a department store) and can only be used at that specific merchant or merchant group. Both open loop and closed loop stored value cards utilize existing processing networks, so consumers can spend up to the value loaded on their cards, and can reload the card at any time or dispose of it when the funds are used up. The Stored Value Card is usually NOT imprinted with the customer's name, only the account number can be seen on it. The Stored Value Card utilizes encrypted communications and electronic banking protocols to create a secure solution for the cardholder and the merchants. As with a credit or debit card, holders of Stored Value Cards are able to purchase goods and services from participating on-line merchants as well as all PIN based POS systems. As with traditional credit, debit and ATM cards, holders of open loop Stored Value Cards are able to withdraw cash from all ATM machines. Unlike traditional credit, debit or ATM cards, Stored Value Cardholders can obtain a card without regard to their credit rating or ability to open a bank account.
The Customized Visa Gift Card
Total Initial Charge: 5.95*
Credit Line: $10-$250 in denomination of $10 to $250*
- Perfect for any occasion or holiday - makes the impersonal gift personal again
- Upload your own photo or choose one from our huge design gallery
- Customize your card with an embossed message
- Cards are available in denomination of $10 to $250 and are accepted anywhere Visa debit cards are accepted
- Online access lets you easily check your balance and transactions
- Cards are only $5.95 and are delivered in 5 to 10 business days
*See web site for details.
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
- Accepted everywhere VISA debit cards are accepted
- No Credit Check, Income requirements or bank account required
- On Demand Alerts - Manage your account via text messaging
- FREE Online Access to Account
- FREE Mobile Alerts — Text to your mobile and email
- FREE Rewards Program — Earn 1 point for every $1 spent
- NO Bounced Check, NSF or Overdraft Charges EVER!
- FREE Direct Deposit — Eliminate check cashing fees
*See Terms and Conditions.
Bad Credit or No Credit can hurt you
All lenders will charge people with no credit or poor credit a higher interest rate when financing a new car, a home or just about anything. Even worst, they might turn you down. Car dealers may charge you over 20% interest, while other people pay less than 10%. Banks run credit checks on new account applications, and if you have bad credit, you might not even be able to open a new checking account. This is the situation, where you need to plan ahead, and establish or re-establish your good credit rating. The sure way to do it, is to start with a new credit card and pay your balance and other bills on time. The catch is, that for people with bad credit or no credit, the options to get a new credit card are limited. This is where we can help: please browse through our selection of poor credit credit cards, and feel free to apply for the ones best meeting your needs.