Platinum Credit Card Offers
Banks normally call their "top of the line" credit card products "Platinum Cards". Being a platinum cardholder is a privilege that you have earned by having a very good to excellent credit rating. If your credit rating is less than perfect, don't even think about applying for a platinum credit card from a major bank. However, no federal authority regulates the using of the “Paltinum” name for a credit card. Because of this, some card issuers who are specialized for the sub-prime market are calling their top of the line offers Platinum, also. So, now you have a chance to get approved for a sub-prime "Platinum" card even if you don't have a perfect credit rating. In either case, Platinum means the best card in its category (sub-prime or not). For your convenience, we collected a number of Platinum card offers for you, on this page. You can check out the card benefits of these credit cards right here on this site, and when you have made your decision you can apply online: card applications are just one click away.
Make your money worth More.SM*
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Say good-bye to Travel Reward Restrictions!
APR for Balance Transfers: As low as Prime + 11.99% (Currently 15.24%)
Ongoing APR: 17.24%-21.24% Variable
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $19-$39
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 25 Days
Annual Fee: None
- 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates — get points for flights on any airline, stays at any hotel, and car rentals with any company
See Terms, Conditions & Disclosures
5% Cashback Bonus®*!
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
- 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!
APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: 15.24% Variable
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$39
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free
- Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
See Card Terms and Conditions
Easy online account options that put you in control
Ongoing APR: As low as 13.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Annual Fee: None
- 0% Interest* on Purchases for 6 Months
- 5% to 20% Cashback Bonus® at top online retailers*
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.