Platinum Credit Card Offers
Banks normally call their "top of the line" credit card products "Platinum Cards". Being a platinum cardholder is a privilege that you have earned by having a very good to excellent credit rating. If your credit rating is less than perfect, don't even think about applying for a platinum credit card from a major bank. However, no federal authority regulates the using of the “Paltinum” name for a credit card. Because of this, some card issuers who are specialized for the sub-prime market are calling their top of the line offers Platinum, also. So, now you have a chance to get approved for a sub-prime "Platinum" card even if you don't have a perfect credit rating. In either case, Platinum means the best card in its category (sub-prime or not). For your convenience, we collected a number of Platinum card offers for you, on this page. You can check out the card benefits of these credit cards right here on this site, and when you have made your decision you can apply online: card applications are just one click away.
Make your money worth More.SM*
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 4% (minimum $10)*
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
- 0% intro APR on balance transfers for 15 months, then the Regular APR
- 0% intro APR on purchases for 15 months, then the Regular APR
- 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Say good-bye to Travel Reward Restrictions!
APR for Balance Transfers: As low as Prime + 13.99% (Currently 17.24%)
Ongoing APR: 17.24%-21.24% Variable
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
- No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
- Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
- Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
- Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases
See Terms, Conditions & Disclosures
5% Cashback Bonus®*!
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 4% *
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Annual Fee: None
- 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!
APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: 15.24% Variable
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free
- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Redeem Starpoints® for free nights at over 1,000 hotels and resorts in nearly 100 countries and for free flights on over 350 airlines - all with no blackout
- No annual fee for the first year and $65 thereafter.
- Stay 2 nights and get the 3rd night free at participating Sheraton® Hotels and Resorts worldwide.
- Earn 4 to 5 Starpoints for every dollar you spend at Starwood Preferred Guest Hotels and Resorts.
- Smarter Travel Editor's Choice Award for Best Travel Awards Card for Domestic Use.
See Card Terms and Conditions
Easy online account options that put you in control
Ongoing APR: As low as 12.99%-19.99%
Intro APR for Purchases: 0.00% (for *)
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Annual Fee: None
- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- No Annual Fee
- $0 Fraud Liability Guarantee
*View rates, fees, rewards and other important information.