No Annual Fee Credit Card Offers
These are some of the best credit cards with NO Annual Fee. If you are not planning on carrying a balance and are not interested in perks either, this might be one of the most important aspects of a credit card for you. Nevertheless, you may find some great "no annual fee" cards with various rewards and competitive rates also.
Blue Cash® from American Express
Earn up to 5% cash back on everyday purchases - even gas!
Summary:
APR for Balance Transfers: As low as Prime + 13.99% (Currently 17.24%)
Ongoing APR: 17.24%-21.24% Variable
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 25 Days
Credit Line: Up to $100,000
Annual Fee: None
APR for Balance Transfers: As low as Prime + 13.99% (Currently 17.24%)
Ongoing APR: 17.24%-21.24% Variable
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 25 Days
Credit Line: Up to $100,000
Annual Fee: None
Features:
- Earn a $25 statement credit with $500 in eligible spending
- No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
- Earn up to 5% cash back on eligible purchases at supermarkets, gas stations, drugstores, and more
- No limit on the cash back you can earn
*See Terms, Conditions & Disclosures
Discover® More® Card
Make your money worth More.SM*
Summary:
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 4% (minimum $10)*
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 4% (minimum $10)*
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
Features:
- 0% intro APR on balance transfers for 15 months, then the Regular APR
- 0% intro APR on purchases for 15 months, then the Regular APR
- 5% Cashback Bonus(R) in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
True Earnings® Card from Costco and American Express
Earn Cash Back with the True Earnings® Card from Costco and American Express.
Summary:
APR for Balance Transfers: 15.24
Ongoing APR: 15.24% Variable
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 20 Days
Annual Fee: None
APR for Balance Transfers: 15.24
Ongoing APR: 15.24% Variable
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 20 Days
Annual Fee: None
Features:
- No annual fee for Costco members
- 0% intro APR on purchases for six months
- Earn cash back wherever you buy, including 3% for gasoline for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, and 1% virtually everywhere else
- Rated 4.5 out of 5 stars in Overall Satisfaction Rating, based on feedback from current TrueEarnings(R) Cardmembers from Costco and American Express
Discover® More® Card - Clear
5% Cashback Bonus®*!
Summary:
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 4% *
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%-20.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 4% *
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Annual Fee: None
Features:
- 0% intro APR on purchases and balance transfers for 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.
Blue Sky from American Express(SM)
Say good-bye to Travel Reward Restrictions!
Summary:
APR for Balance Transfers: As low as Prime + 13.99% (Currently 17.24%)
Ongoing APR: 17.24%-21.24% Variable
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: As low as Prime + 13.99% (Currently 17.24%)
Ongoing APR: 17.24%-21.24% Variable
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $35.00
Overlimit Fee: N/A
Returned Check Fee: $35.00
Grace Period: 25 Days
Annual Fee: None
Features:
- No annual fee, 0% intro APR on purchases for up to 12 months, flexibility to pay over time
- Enjoy travel rewards with no restrictions or blackout dates - earn points redeemable for flights on any airline, stays at any hotel, and car rentals with any company
- Redeem travel rewards with as few as 7,500 points, good for a $100 statement credit on any travel purchase
- Feel secure with protection from fraudulent charges and extensions of manufacturer's warranties on eligible purchases
See Terms, Conditions & Disclosures
Miles by Discover® Card
A Miles card with no annual fee!
Summary:
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3% *
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3% *
Late Fee: Up to $35
Returned Check Fee: Up to $35
Grace Period: 25 Days
Annual Fee: None
Features:
- 12, 000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for your 1st year
- 1 Mile per $1 on every purchase
- Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates
- Use Miles for travel, merchandise, gift cards or cash
- 0% intro APR on purchases and balance transfers for 6 months then the regular APR
- No Annual Fee, No Over limit Fee, No Redemption Fee
*View rates, fees, rewards and other important information.