Gold Credit Card Offers
To qualify for a gold credit card, you must have an average to good credit rating. Many credit card issuers do not distinguish between gold and platinum cards in interest rates and fees; however, platinum cards have the higher credit limits and more benefits such as various. Credit limits associated with gold and platinum cards usually vary from $2,000 up to $100,000. However, no federal authority regulates the using of the “Gold” name for a credit card. Because of this, some card issuers who are specialized for the sub-prime market can call their top of the line offers Gold or Platinum, also.
Gold Delta Skymiles® Credit Card
Get off to a flying start by earning 20,000 bonus miles on your very first purchase.
Summary:
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None for 1 Year; $40-$95 thereafter
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None for 1 Year; $40-$95 thereafter
Features:
- Earn up to 25,000 bonus miles — enough for a total of $250 off Delta flights*
- Use miles to pay for any Delta seat, anytime — no black out dates and no seat restrictions
- 25,000 miles may also be redeemed for a domestic economy award ticket*
- Earn SkyMiles for every eligible dollar you spend*
- No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
- Express Approval. Get a decision in less than 60 seconds.
*See Card Terms and Conditions
Citi® Gold AAdvantage® World MasterCard®
Get Reduced Mileage Awards*
Summary:
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Credit Line: No pre-set limit*
Annual Fee: None for 1 Year; $50 thereafter
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: 3% (minimum $5)
Late Fee: $15-$39
Overlimit Fee: N/A
Grace Period: 20 Days
Credit Line: No pre-set limit*
Annual Fee: None for 1 Year; $50 thereafter
Features:
- 15,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months*
- NO ANNUAL FEE for 12 months!*
- Earn 1 American Airlines AAdvantage® mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
- No blackout dates for AAdvantage® award travel on American Airlines, American Eagle & AmericanConnection® carriers*
- AAdvantage® miles may never expire*
- Redeem AAdvantage® miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide
- Reduced Mileage Awards - 5,000 fewer AAdvantage® miles to select destinations
- No pre-set spending limit*
*See Terms and Conditions.
IberiaBank Visa® Gold Cash Back Rewards Card
Low variable rates, plus 1% cash back!
Summary:
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Ongoing APR: As low as Prime + 4.00% (Currently 9.00%)
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Annual Fee: None
APR for Balance Transfers: 0.00% (for 6 Billing Periods)
Ongoing APR: As low as Prime + 4.00% (Currently 9.00%)
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Annual Fee: None
Features:
- 1% cash back on everything you buy from day one.
- No limit on cash back; no expiration for the life of your account
- No minimum to redeem for cash
- No annual membership fee
Download the Terms & Conditions here.
Continental Finance Gold MasterCard®
Get a second chance with rates as low as 9.75% APR*!
Summary:
Ongoing APR: 9.75%
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Total Initial Charge: $225.00
Credit Line: $300-$2,000*
Annual Fee: $25.00
Monthly Fee: $12.00
Ongoing APR: 9.75%
Late Fee: $35.00
Overlimit Fee: $35.00
Returned Check Fee: $35.00
Grace Period: 25 Days
Total Initial Charge: $225.00
Credit Line: $300-$2,000*
Annual Fee: $25.00
Monthly Fee: $12.00
Features:
- Rates as low as 9.75% APR*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
- Monthly reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases*
- Prestige of carrying a Gold card
*See website forTerms and Conditions.
Centennial® Gold MasterCard®/Visa®
Your Chance to Apply for the Prestige of GOLD!
Summary:
Ongoing APR: 9.9%*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Annual Fee: $48.00*
Monthly Fee: $7.00*
Ongoing APR: 9.9%*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Annual Fee: $48.00*
Monthly Fee: $7.00*
Features:
- Reports monthly to 4 Major Credit Bureaus
- Low APR on purchases
- Get the prestige of a GOLD MasterCard®/Visa®
- All applications accepted
- All credit types welcome to apply
- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
*See Rates, Fees & Terms for current information.
First PREMIER Bank Gold MasterCard®
Get the prestige of a Gold card! Credit decisions in less than 60 seconds!
Summary:
Ongoing APR: 9.9%*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Annual Fee: $48.00*
Monthly Fee: $7.00*
Ongoing APR: 9.9%*
Late Fee: $29.00
Overlimit Fee: $29.00
Returned Check Fee: $25.00
Grace Period: 25 Days*
Total Initial Charge: $179.00*
Credit Line: Minimum $250*
Annual Fee: $48.00*
Monthly Fee: $7.00*
Features:
- Quality Customer Service
- Low APR on purchases
- Instant credit decisions
- Gold Card Prestige
- Reports monthly to 4 Major Credit Bureaus
- Accepted where you see the MasterCard logo
- Over 3 million credit card holders
See Rates, Fees & Terms for current information.
Pulaski Bank Visa® Gold Card
Zero worries. Zero hassles. Zero % balance transfers.
Summary:
APR for Balance Transfers: 0.00% (for 6 Months)
Ongoing APR: 8.00%
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Annual Fee: $50.00
APR for Balance Transfers: 0.00% (for 6 Months)
Ongoing APR: 8.00%
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Annual Fee: $50.00
American Express® Preferred Rewards Gold Card
Gold benefits, with a rich array of travel rewards.
Summary:
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.9%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $125.00
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.9%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $125.00
Features:
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit*
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds
*See card offer terms.
Gold Delta SkyMiles® Business Credit Card
Always Double Miles®!
Summary:
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: $1,000 to $50,000
Annual Fee: None for 1 Year; $95 thereafter
APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: $1,000 to $50,000
Annual Fee: None for 1 Year; $95 thereafter
Features:
- Get 20,000 SkyMiles after your first purchase
- Earn up to 30,000 Bonus Miles in your first year
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay for all or part of your fare with miles
- and put the rest on your Card; start redeeming at just 10,000 miles
- Save 5% on Delta flights with your Card
- One Delta mile for virtually every dollar you spend; earn two Delta miles for virtually every dollar you spend at
- office supply stores, gas stations, home improvement and hardware stores, wireless phone bill payments, and qualifying Delta flights
- No annual fee for the first year - a savings of $95
- No annual fee for Additional Cards
- Annual $99 Companion Certificate
- Save 3-25% on business purchases at companies like FedEx, Hertz®, and more
*View Terms & Conditions.
The Gold Card from American Express OPENSM
Business Gold Card from OPEN® the Small Business Network
Summary:
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $125 thereafter
Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $125 thereafter
Features:
- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEX®, Delta®, Hertz®, and more
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
*View Terms and Conditions.