Balance Transfer Infos

Miles by Discover® Card

A Miles card with no annual fee!

Ongoing APR: As low as 10.99%
Annual Fee: None
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 3% *
Intro APR for Purchases: 0.00% (for *)
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 5% (minimum $10)
Reward Program: Air Miles
Late Fee: Up to $35
Returned Check Fee: Up to $35
Issuer: Discover Bank

* See Terms and Conditions

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Let your everyday purchases take you where you want to go with the Miles by Discover® Card and Travel with no Restrictions - book any travel through any airline, travel agent or online travel site with no blackout dates or advanced bookings. Earn Miles Faster - Double Miles on up to $3,000 on travel and restaurant purchases and 1 Mile for every $1 on all your other purchases. Redeem for your choice of rewards. Plus, receive 12,000 Bonus Miles* and enjoy 0% Intro APR* on Purchases and Balance Transfers for 6 months. APPLY NOW!
*View Rates, Fees, Rewards and other important information.

Card Benefits:


REWARDS: Earn Miles on all purchases. Earn 2 Miles for each dollar you spend on your first $3,000 in combined travel and restaurant purchases each year. In addition, earn 1 Mile for each dollar you spend on all other purchases, including combined annual travel and restaurant purchases in excess of $3,000. Travel purchases are those made on airline tickets, hotel rooms, car rentals, cruises, tour operators and vacation packages purchased through travel agents, including online purchases. Restaurant purchases are those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. If a purchase is coded for a category other than those listed above, it will not qualify. Rewards have no expiration date; however, if your account is closed for any reason or inactive for 18 consecutive months or if you fail to make any Minimum Payment Due for two consecutive billing periods, any Miles in your Miles account will be forfeited. Full terms and conditions, including redemption information, will be sent with your card. Click here to see the current "Miles" program details.

TERMS OF 12,000 BONUS MILES OFFER: Earn 1,000 Bonus Miles each calendar month you make a purchase for 12 months from the date your account is opened, with a cap of 12,000 Bonus Miles. We are not responsible for merchant delays in processing transactions. This promotional offer is in addition to the Standard Miles earned on purchases. Promotional Miles will be applied within 8 weeks. Click here to see the current program details.

* View rates, fees, rewards and other important information.

* The above information is brought to you by this website and Discover Bank is not affiliated with it and does not endorse, nor guarantee, nor is responsible for this information. See web site for complete terms & conditions


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