Balance Transfer Infos

Citi® Gold AAdvantage® World MasterCard®

Get Reduced Mileage Awards*

Ongoing APR: Prime + 9.99% (Currently 14.99%)
Annual Fee: None for 1 Year; $50 thereafter
Balance Transfer Fee: 3% (minimum $5)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Minimum Cash Advance APR: 19.99%
Cash Advance Fee: 3% (minimum $5)
Reward Program: AAdvantage® Miles
Late Fee: $15-$39
Overlimit Fee: N/A
Issuer: Citibank

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With the Citi® Gold / AAdvantage® MasterCard®, consumers can earn 15,000 AAdvantage® bonus miles after their first purchase with the card and 1 American Airlines AAdvantage® mile for every $1 they spend on eligible purchases. There are no blackout dates for AAdvantage® award travel on American Airlines, American Eagle & AmericanConnection carriers, AAdvantage® miles may never expire, there is no pre-set spending limit, and they can redeem AAdvantage® miles with over 25 of the world's top airlines, major car rental companies and hundreds of luxurious hotels worldwide.

1 This American Airlines AAdvantage® mileage offer is only valid for new Citi® Gold / AAdvantage® World MasterCard® accounts for by June 30, 2008 and excludes any other Citi® / AAdvantage® credit cards offered. The AAdvantage® miles will appear as a bonus in your AAdvantage® account 8-10 weeks after you have met these purchase requirements.

2 As of February 2, 2008, the variable APR for purchases is 15.99%. The APR for cash advances is a variable rate of 20.99%. If you default under any Card Agreement that you have with Citi®, Citi® may automatically increase the APR to the variable Default APR, which equals 29.99%. The annual fee for the Citi® Gold / AAdvantage® World MasterCard® is $0 for the first twelve months, $50 thereafter. Minimum finance charge: 50 cents. Foreign Purchase Transaction Fee: 3% of purchase amount after its conversion into U.S. dollars. Transaction Fee for Cash Advances: 3% of the amount of each cash advance, $5 minimum. Transaction Fee for Balance Transfers: 3% of the amount of each balance transfer, minimum $5.

3 The maximum number of AAdvantage® miles you can earn with the Citi® Gold / AAdvantage® World MasterCard® is 60,000 AAdvantage® miles per calendar year (purchases recorded on your Jan.-Dec. billing statements). AAdvantage® Executive Platinum®, AAdvantage® Platinum® and AAdvantage® Gold® members are excluded from these limits. AAdvantage® miles are earned on purchases except returned goods and services, cash advances, convenience checks, transferred balances, credits, fees and finance charges.

4 American Airlines, American Eagle, and the AmericanConnection® carriers do not have restricted dates for award travel. Seats for award travel are limited, and may not be available on all flights. Flight awards are subject to AAdvantage® program rules and restrictions.

5 Provided that once every 18 months you (i) redeem AAdvantage® miles, or (ii) earn them on American Airlines, American Eagle, or the AmericanConnection® carriers or (iii) earn AAdvantage® miles with an AAdvantage® participant. For complete details visit www.aa.com/aadvantage.

6 For AAdvantage® award redemption details, visit www.aa.com/aadvantage

7 The Reduced Mileage Awards program allows cardmembers to redeem AAdvantage® miles for MileSAAverSM awards to selected locations. Locations change quarterly. Citi® Gold / AAdvantage® World MasterCard® cardmembers save 5,000 AAdvantage® miles. Redemption of Reduced Mileage Awards applies only to bookings made by phone through American Airlines reservations or through airport or city ticket offices. All such award travel is subject to an additional payment of $15. The above amount does not apply to AAdvantage® Executive Platinum® members and AAirpass® customers. All such additional amounts are subject to change.

8 No pre-set spending limit does not mean unlimited spending. Each charge that causes your new balance to exceed your revolving credit line will be evaluated based on usage and performance, other account relationships with us, if applicable, and your experience with other creditors. You must pay in full each month on any amount that exceeds your revolving credit line.

American Eagle® service is operated by American Eagle Airlines, Inc., or Executive Airlines, Inc., which are wholly owned by American Airlines' parent company. AmericanConnection® service is operated by Trans States Airlines, Inc., Chautauqua Airlines, Inc., or RegionsAir, Inc., which are independent contractors.

American Airlines reserves the right to change AAdvantage® program rules, regulations, travel awards and special offers at any time without notice and to end the AAdvantage® program with six months notice. Any such changes may affect your ability to use the mileage awards or credits that you have accumulated. Members may not be able to obtain all offered awards at all times or use awards for all destinations or on all flights. AAdvantage® travel awards, mileage accrual and special offers are subject to government regulations. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage® program, visit www.aa.com/aadvantage.


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