True Earnings® Card from Costco and American Express
Earn Cash Back with the True Earnings® Card from Costco and American Express.
Ongoing APR: 15.24% Variable
Annual Fee: None
APR for Balance Transfers: 15.24
Balance Transfer Fee: 3% (minimum $5)
Intro APR for Purchases: 0.00% (for 6 Months)
Cash Advance APR: Prime + 21.99% (Currently 25.24%)
Cash Advance Fee: 3% (minimum $5)
Reward Program: Up to 3% Cash Back
Late Fee: $19-$39
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Issuer: American Express Co.
Exclusively for Costco members from American Express. Apply Now!
Information on Rebate
Each Eligible Purchase shall qualify for a Rebate of 1, 2, or 3 percent, as follows: 3% for purchases of automobile gasoline (any individual Purchase transaction in excess of 75 gallons or equivalent dollar value will not be deemed to be a Purchase of automobile gasoline) at Costco Gasoline and domestic stand-alone gas stations, excluding gas purchased at warehouse clubs other than Costco, superstores or supermarkets; 3% at restaurants; 2% for travel purchases from airline, lodging, car rental, cruise line, travel agency and tour operators; or 1% on all other Eligible Purchases posted to your account. "Eligible Purchases" include purchases of goods or services, which purchases have not been returned or otherwise rescinded, and are not subject to a credit; it does NOT include fees, Finance Charges, Cash Advances (including the use of checks, line activators, automated teller machines, or other means of accessing your Account), Balance Transfers, or adjustments to your Account or the purchase of American Express® Travelers Cheques and American Express® Gift Cheques. Rebate is awarded annually in the form of an in-store coupon redeemable for cash or merchandise at any U.S. Costco Warehouse. Additional terms and conditions apply. See Cardmember Agreement for full terms and conditions.
CARD FEATURES
- Earn 3% cash back for gasoline.
- Earn 3% cash back for restaurants.
- Earn 2%cash back for travel.
- Earn 1%cash back everywhere else, including Costco.
- No minimum on how much you have to spend.
- No limit on what you can earn with the TrueEarnings Card.
- Cash back earnings accumulates over the course of the year and the total is issued to you in your February billing statement.
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card!
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