Platinum Business Credit Card from American Express®
Platinum Business Credit Card from OPEN® the Small Business Team
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Annual Fee: None
APR for Balance Transfers: Fixed 4.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for 12 Months)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Reward Program: Optional (fee applies) Points
Late Fee: $19-$38
Overlimit Fee: $35.00
Issuer: American Express Co.
* See Terms and Conditions
Platinum Business Credit Card Benefits
Your American Express® Business Card purchases can add up to great shopping, entertainment, and travel rewards. When you receive your Platinum Business Credit Card, you can enroll in Membership Membership Rewards Express® for free! You can earn points toward rewards from 20 major airlines, 150 hotel properties, more than 50 of the finest names in shopping and entertainment. In addition, points have no expiration date and there's no limit to the number of points you can earn.
With the Platinum Business Credit Card, you have access to powerful financial resources designed to give you payment flexibility and easier cash flow management. Use your Card to pay suppliers, make business purchases, consolidate balances, and save money. Plus, access a variety of savings, business and credit tools from the OPEN Network, along with the help and advice from business dedicated service professionals and small business experts.
You can also take advantage of these great benefits:
- No annual fee
- Low introductory APR on purchases and balance transfers
- Payment flexibility - Pay in full every month or carry a balance - it's your choice.
- Additional Cards for Employees-Help keep track of business expenses more efficiently and reduce the time you spend authorizing purchases and reconciling expense reports.
- OPEN Savings®—Ongoing savings with FedEx, Delta®, Hertz®, Hyatt Hotels and Resorts® and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive*.
- OPEN: The Small Business Network® —Access the entire OPEN Network, including incorporation services from Business Filings
- Expense Management Reports—Track Business Card spending by time period, spending category, or individual Cardmember, with data available for the current year plus two previous fiscal years at no additional charge.
- Business Checkbooks provided free of charge—Buy anything, pay anyone, get fast access to cash for unexpected expenses, and transfer balances from higher-rate cards
- Advice for your Business—Choose from a large selection of articles, interactive tools, quizzes, and workshops to find useful information on managing, planning, and growing your business.
*Payment must be made with an American Express® Business Card at the time of purchase. Savings will be credited to your American Express Business Card billing statement. All savings referenced are in addition to any offers made by participating companies. Participation and offers are subject to change without notice. Terms and conditions apply. For more information, please visit opensavings.com.
OPEN FROM AMERICAN EXPRESSSM
OPENSM the small business team at American Express® is all about small business. It provides you the resources to help you run your business, including:
Financing
Get 0% APR for the first 12 months on purchases, a credit line up to 50,000, and unlimited fee-free Additional Cards.
Savings
Savings range from 3% to 25%.Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Participation and offers are subject to change without notice. For full partner terms and conditions, visit opensavings.com.
Online management
Manage your account with Summary of Accounts and track charges with Expense Management Reports.
Community
Chat, pose questions, get insights from other small business owners, and attract new business.
Advice
Ask an expert a question, use an online tool, and read articles by other business owners.
American Express® Cardmembership Benefits
The Platinum Business Credit Card comes with the very best Card protection and services to make it easier for you to concentrate on running your business.
Insurance protection
Protects you with comprehensive insurance coverage for your purchases and peace of mind when you and your employees travel.
Access to cash
Access to cash at over 500,000 ATMs.
Emergency services
Assists you with emergency card replacement, check-cashing, and hotel check-in.
Customer service
Provides help 24 hours a day, 7 days a week.
Apply Now! Receive a Decision in Less than 60 seconds
See web site for complete terms & conditions