Balance Transfer Credit Card Offers
Why even transfer your balance?
People are discovering how they can lose their low rates if they fall behind on a payment on their credit card accounts. For having too many accounts or for overcharging any of their cards, customers can have their credit ratings lowered. Since lenders regularly scan their clients' credit reports, re-evaluating their customers credit worthiness, a simple late payment (even by one day) could cause to flag an account. By transferring your balance to a 0% Balance Transfer Credit Card, you are not only consolidating your several accounts into one, but you also choose a better rate than your old one(s).
Balance transfer Approach:
"Creditors are looking for late payments, collection accounts, too much available credit or a high credit utilization--maxing out cards--as a basis to raise interest rates," said CardWeb President Robert McKinley. When applying for a new balance transfer credit card, you can find out if an issuer thinks your business is worth to give you a lower rate. With 0% APR on certain balance transfers, you have a good chance to come out ahead. Attempt to consolidate your credit card balances to only a few cards. With too many accounts open, you're destined to lose track of due dates, rate changes and other important details.
Please browse through our best balance transfer credit cards right below, or specify a different priority by clicking on a submenu of our navigation bar on the left.
Zero worries. Zero hassles. Zero % balance transfers.
APR for Balance Transfers: 0.00% (for 6 Months)
Ongoing APR: 8.00%
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Annual Fee: $50.00
High Velocity Savings! Best Credit Card Rates in the Country...
APR for Balance Transfers: 0.00% (for 6 Months)
Ongoing APR: 6.50%
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Annual Fee: $35.00
A Miles card with no annual fee!
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 10.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 3% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
- 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
- Double Miles on your first $3,000 in travel and restaurant purchases each year
- Double Miles through our exclusive online shopping site
- One Mile for every dollar on all other purchases
- Flexible redemption options for travel, gift cards, or cash
- 0% intro APR on balance transfers and purchases for 6 months, then the Regular APR
*View rates, fees, rewards and other important information.
Make your money worth More.SM*
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
*View rates, fees, rewards and other important information.