Balance Transfer Credit Card Offers
Why even transfer your balance?
People are discovering how they can lose their low rates if they fall behind on a payment on their credit card accounts. For having too many accounts or for overcharging any of their cards, customers can have their credit ratings lowered. Since lenders regularly scan their clients' credit reports, re-evaluating their customers credit worthiness, a simple late payment (even by one day) could cause to flag an account. By transferring your balance to a 0% Balance Transfer Credit Card, you are not only consolidating your several accounts into one, but you also choose a better rate than your old one(s).
Balance transfer Approach:
"Creditors are looking for late payments, collection accounts, too much available credit or a high credit utilization--maxing out cards--as a basis to raise interest rates," said CardWeb President Robert McKinley. When applying for a new balance transfer credit card, you can find out if an issuer thinks your business is worth to give you a lower rate. With 0% APR on certain balance transfers, you have a good chance to come out ahead. Attempt to consolidate your credit card balances to only a few cards. With too many accounts open, you're destined to lose track of due dates, rate changes and other important details.
Please browse through our best balance transfer credit cards right below, or specify a different priority by clicking on a submenu of our navigation bar on the left.
Zero worries. Zero hassles. Zero % balance transfers.
APR for Balance Transfers: 0.00% (for 6 Months)
Ongoing APR: 8.00%
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Annual Fee: $50.00
High Velocity Savings! Best Credit Card Rates in the Country...
APR for Balance Transfers: 0.00% (for 6 Months)
Ongoing APR: 6.50%
Balance Transfer Fee: None
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Annual Fee: $35.00
Make your money worth More.SM*
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
- 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- 0% Intro APR*
- Fraud specialists dedicated to helping you 24/7
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
5% Cashback Bonus®*!
APR for Balance Transfers: 0.00% (for *)
Ongoing APR: As low as 11.99%
Intro APR for Purchases: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Credit Line: Minimum $5,000
Annual Fee: None
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- Talk to a knowledgeable person in less than a minute
- 0% Intro APR*
*View rates, fees, rewards and other important information.