Bad Credit/No Credit Credit Card Offers
All lenders will charge people with poor credit a higher interest rate when financing a car, a home or anything else. In a worst case scenario, they might even turn these people down, sometimes not even for having bad credit, but for having NO credit...
Car dealers may charge people with poor or no credit double the "regular" interest. This is the situation, when you need to do something! It is essential, that you start to establish or re-establish a good credit and start it quick. The easiest way to start doing it, is with a credit card, but you will need to pay your balances and other bills on time. To choose a secured or an unsecured credit card, please check out our selection of poor credit credit cards, and apply for the ones best meeting your needs.
New Millennium Bank Secured Gold Visa® / Mastercard®
Credit limits up to $10,000*
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $69.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $69.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Features:
- Approved regardless of credit history or income
- Credit limits up to $10,000* (with both, Visa® and MasterCard® cards)
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
NMB Secured Black Diamond Visa® or Mastercard®
CREDIT BUILDER PROGRAM!
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Features:
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
New Millennium Bank Platinum Visa® or MasterCard®
NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Features:
- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
BuyRIGHT Prepaid MasterCard®
BuyRIGHT is RIGHT for you!
Summary:
Late Fee: N/A
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $49.95
Monthly Fee: $0-$4.95
Late Fee: N/A
Returned Check Fee: $25.00
Grace Period: N/A
Total Initial Charge: $49.95
Monthly Fee: $0-$4.95
UltraVX Visa®
Now anyone can qualify for a credit card with UltraVX Visa®.
Summary:
Ongoing APR: 14.9%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Credit Line: Up to $25,000
Monthly Fee: $6.95
Ongoing APR: 14.9%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Credit Line: Up to $25,000
Monthly Fee: $6.95
Features:
- Credit-On Demand™*: up to $25,000 credit line
- Instant Approval: no credit check, no minimum income or bank account required
- Credit Reporting: reports to major credit bureaus
- Clear Rewards™*: American Airlines, Southwest, jetBlue, Marriot, and more—no restrictions!
- Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending
First Option Visa®
Get a REAL Visa® Credit Card!
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Wired Plastic™ Prepaid Visa® Card
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Summary:
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Features:
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.
AccountNow™ Vantage Debit MasterCard®
Get the perfect alternative to a bank account!
Summary:
Overlimit Fee: $29.00
Returned Check Fee: $29.00
Grace Period: N/A
Total Initial Charge: $19.95 (Plus Plan)
Credit Line: relodable $10,000
Monthly Fee: $4.95 (Plus Plan)
Overlimit Fee: $29.00
Returned Check Fee: $29.00
Grace Period: N/A
Total Initial Charge: $19.95 (Plus Plan)
Credit Line: relodable $10,000
Monthly Fee: $4.95 (Plus Plan)
Features:
- Instant Guaranteed Approval* - no credit check, no security deposit
- $0 ACTIVATION FEE - when you load your card by direct deposit
- Free Direct Deposit - no more check cashing fees
- Free Online Bill Pay - no need for expensive money orders
- Free Credit Builder? - bill pay transactions are reported to PRBC®
- No Overdraft Fees - no minimum balance required
- iAdvance loan option, no credit check needed.*
- Reloadable - $10,000 balance limit
*See web site for Features & Fees.
Western Union® Prepaid MasterCard®
Credit problem? No problem!
Summary:
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Monthly Fee: $4.95
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Monthly Fee: $4.95
Features:
- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted — even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
All-Access® Visa® Prepaid Card
Choice of Flat-fee or Pay-as-you-go Fee Plans.
Summary:
Returned Check Fee: $5.95
Grace Period: N/A
Total Initial Charge: $9.95
Credit Line: $5,000 Maximum Deposit
Annual Fee: $0.00 or $69.95*
Monthly Fee: $0 or $9.95*
Returned Check Fee: $5.95
Grace Period: N/A
Total Initial Charge: $9.95
Credit Line: $5,000 Maximum Deposit
Annual Fee: $0.00 or $69.95*
Monthly Fee: $0 or $9.95*
Tribute® Gold MasterCard® Credit Card
Bad credit history? This could be the right card for you!
Summary:
Ongoing APR: Prime +11.75%* (Min. 19.50%)
Late Fee: $35*
Overlimit Fee: $35*
Returned Check Fee: $35*
Grace Period: 25 Days
Credit Line: $300*
Annual Fee: $150*
Monthly Fee: $6*
Ongoing APR: Prime +11.75%* (Min. 19.50%)
Late Fee: $35*
Overlimit Fee: $35*
Returned Check Fee: $35*
Grace Period: 25 Days
Credit Line: $300*
Annual Fee: $150*
Monthly Fee: $6*
Features:
- Unsecured Gold MasterCard® Credit Card
- Reports to the Major Credit Bureaus
- MasterCard® cards are accepted at over 25 million locations worldwide
- Quick Online Decision
- Important: Always read the full terms & fees disclosure provided by the credit card issuer before you apply. The creditor's terms may include more detailed or updated information than this chart.
