Bad Credit/No Credit Credit Card Offers
All lenders will charge people with poor credit a higher interest rate when financing a car, a home or anything else. In a worst case scenario, they might even turn these people down, sometimes not even for having bad credit, but for having NO credit...
Car dealers may charge people with poor or no credit double the "regular" interest. This is the situation, when you need to do something! It is essential, that you start to establish or re-establish a good credit and start it quick. The easiest way to start doing it, is with a credit card, but you will need to pay your balances and other bills on time. To choose a secured or an unsecured credit card, please check out our selection of poor credit credit cards, and apply for the ones best meeting your needs.
New Millennium Bank Secured Gold Visa® / Mastercard®
Credit limits up to $10,000*
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $69.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $69.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Features:
- Approved regardless of credit history or income
- Credit limits up to $10,000* (with both, Visa® and MasterCard® cards)
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
NMB Secured Black Diamond Visa® or Mastercard®
CREDIT BUILDER PROGRAM!
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Features:
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
*See Rates, Fees & Other Terms.
New Millennium Bank Platinum Visa® or MasterCard®
NMB has guaranteed your credit approval for up to $10,000* with no credit check!
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Grace Period: None
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Features:
- Guaranteed* Issue
- NO credit check, EVER
- NOBODY gets turned down
- Reports to 3 major CREDIT BUREAUS
- Credit approval for up to $10,000 (with both cards)*
- YOU are APPROVED regardless of income or credit history
- Complimentary online services for account management and payments
*See Rates, Fees & Other Terms.
First Option Visa®
Get a REAL Visa® Credit Card!
Summary:
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
Ongoing APR: 19.50%
Late Fee: $20.00
Overlimit Fee: $20.00
Total Initial Charge: $99.95
Credit Line: $300 to $5,000/card
Annual Fee: $59.00
UltraVX® Visa®
Now anyone can qualify for a secured credit card with UltraVX® Visa®.
Summary:
Ongoing APR: 18.90%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Monthly Fee: $6.95
Ongoing APR: 18.90%
Late Fee: $25.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00
Grace Period: at least 25 days on purchases
Total Initial Charge: $29.95
Monthly Fee: $6.95
Features:
- UltraVX® makes it easy to manage your finances
- Automatic minimum payments
- Reports to all 3 major credit bureaus
- No credit check, no bank account required
- Instant online approval
- Earn rewards for iTunes, Southwest Airlines, American Airlines, JetBlue, US Air, Marriott Hotels, Hilton Hotels, and many more with no restrictions*.
*Subject to terms and conditions.
Wired Plastic™ Prepaid Visa® Card
Guaranteed Approval*. Earn Reward Points on Every Purchase.
Summary:
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Total Initial Charge: $9.95
Annual Fee: None*
Monthly Fee: $3.95
Features:
- Receive your new Visa® card in as little as 3 days
- No Upfront Payment Required
- Overdraft Safety Program
- Rewards Program
- Integrated Bill Pay Service
- Convenient Loading Options
*See Terms and Conditions.
Western Union® Prepaid MasterCard®
Credit problem? No problem!
Summary:
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Monthly Fee: $4.95
Overlimit Fee: $25.00
Total Initial Charge: $9.95
Credit Line: $2,500 (maximum Card Balance Value)
Monthly Fee: $4.95
Features:
- Carry your money safely and conveniently.
- Shop online anywhere MasterCard debit cards are accepted.
- Check your Card balance anytime online or over the phone.
- Reload your Card at any participating Western Union Agent location in the United States.
- No credit checks! No lengthy applications!
- Shop wherever MasterCard debit cards are accepted — even online
- Efficiently manage your money and pay bills because you control how much you put on the Card.
- Easy to Get, Easy to Use
- The power of cash. The convenience of plastic.
