Balance Transfer Infos

American Express SimplyCashSM Business Card

No limit to the cash back you can earn: It's automatic every month...

Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
Annual Fee: None
APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Balance Transfer Fee: None if submitted with this application*
Intro APR for Purchases: 0.00% (for 12 Months)
Cash Advance APR: Prime + 14.99% (Currently 19.99%)
Cash Advance Fee: 3% (minimum $5)
Reward Program: Up to 5% Cash Back
Late Fee: $19-$38
Overlimit Fee: $35.00
Issuer: American Express Co.

* See Terms and Conditions

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Credit CardRates

The American Express SimplyCashSM Business Card will reward you with benefits such as cash back on gas, office supplies, wireless services and everything else!

Additional SimplyCashSM Business Credit Card Benefits:

Cash Rebate:

There is no limit to the amount of cash rewards you can earn. Your Rebate is awarded monthly on the amount of your purchases (net of credits for purchases) made during the previous billing period, based on the following structure: You will receive a Rebate of 5% for purchases of wireless telephone services, automobile gasoline, and office supplies and equipment not purchased at warehouse clubs, superstores or supermarkets ("5% Purchase(s)"). You will receive a Rebate of 1% for all other purchases. To receive the Rebate, your account must be active and in good standing.
Important: You will receive a 5% Rebate only if the merchant submits the Charge for your 5% Purchase under the appropriate merchant code, industry code and required service or product identifier established by us with/for the merchant. For example, if a general merchandise retailer sells office supplies, and the retailer processes your Card transaction as a general merchandise charge instead of an office supply charge, you will receive a Rebate of 1%, not a Rebate of 5%. You will not receive a Rebate for balances transferred from other accounts, purchases of American Express Travelers Cheques or American Express Gift Cheques, fees, Finance Charges, Cash Advances and similar means of accessing your Card Account. Additional terms and conditions apply.

Express Cash
By accepting the Card, I am also requesting to be considered for your Express Cash ATM program. The Express Cash terms and conditions, including fees, will be printed on the Card Agreement. If I am approved for this program, you will issue me a Personal Identification Number (PIN).

Purchase Protection Plan Policy
Purchase Protection Plan is underwritten by AMEX Assurance Company, Administrative Office, Green Bay, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0951 and is subject to change with notice. This document does not supplement or replace the Policy.

Travel Accident Insurance Policy
Travel Accident Insurance is underwritten by AMEX Assurance Company, Administrative Office, De Pere, WI. Coverage is determined by the terms, conditions, and exclusions of Policy AX0948 and is subject to change with notice. This document does not supplement or replace the Policy.

Travel Services Locations
Not all services are available at all locations. Services are subject to local laws and cash availability.

OPEN Savings®:
Savings range from 3% to 25%.Payment must be made with an American Express® Business Card at the time of purchase; savings will be credited to your account. Participation and offers are subject to change without notice. For full partner terms and conditions, visit opensavings.com.


See web site for complete terms & conditions


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