Balance Transfer Infos

American Express Co.

These cards are issued by American Express Co.

Blue from American Express®Credit Card
Apply Blue from American Express®

0% APR for up to 15 months - Get Blue from American Express®

Summary:

APR for Balance Transfers: 4.99% (for Life of Balance)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Intro APR for Purchases: 0.00% (for Up to 15 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None

    Features:
  • Membership Rewards Express® program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.
More info           Apply

Gold Delta Skymiles® Credit CardCredit Card
Apply Gold Delta Skymiles® Credit Card

Get 17,500 Bonus Miles with the Gold Delta SkyMiles® Credit Card!

Summary:

APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None for 1 Year; $30-$85 thereafter

    Features:
  • Always DOUBLE MILES® lets you earn free travel faster for the things you buy all the time
  • Earn one SkyMile® for every eligible dollar spent
  • Earn SkyMiles for every mile you fly on Delta
  • Get 15,000 Bonus SkyMiles® with your first purchase*
  • 2,500 bonus miles for adding an Additional Cardmember*
  • Your frequent flyer number is conveniently printed on your Card
  • Shopping security with Purchase Protection and Buyer's Assurance
  • No blackout dates
  • SkyMiles never expire
  • No annual fee for the first year — a savings of $85*

    *See Card Terms and Conditions
More info           Apply

Blue Cash® from American Express®Credit Card
Apply Blue Cash® from American Express®

Say hello to the newest Blue - BLUE CASH from American Express®.

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None

    Features:
  • Up to 5% cash back on all qualified purchases*
  • 0% Intro APR for 6 months
  • Online application approval decisions in under 60 seconds
  • Balance Transfer APR 4.99%
  • Go To Rate: Prime + as low as 4.99%, currently 9.99%
  • Flexibility to pay over time
  • No annual fee

    *See Terms, Conditions & Disclosures
More info           Apply

Blue Sky® from American Express®Credit Card
Apply Blue Sky® from American Express®

Say good-bye to Travel Reward Restrictions!

Summary:

APR for Balance Transfers: As low as Fixed 4.99% (for Life of Balance)
Ongoing APR: As low as Prime + 4.99% (Currently 9.99%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: 3% (minimum $5; maximum $99)
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: None

    Features:
  • Earn points on everything you buy with the Card
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Extended Warranty and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.

    *See Terms, Conditions & Disclosures
More info           Apply

Clear from American Express®Credit Card
Apply Clear from American Express®

Clear has absolutely no fees.

Summary:

APR for Balance Transfers: Fixed 5.99% (for Life of Balance)
Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
Intro APR for Purchases: 0.00% (for Up to 12 Months)
Balance Transfer Fee: None
Late Fee: None
Overlimit Fee: None
Returned Check Fee: None
Grace Period: 28-31 Days
Annual Fee: None

    Features:
  • 0.00% Intro APR for up to 12 months
  • 5.99% fixed APR on balance transfers
  • Automatic Rewards
  • Flexibility to pay over time
  • User-friendly credit report and score
  • American Express World-Class customer service
More info           Apply

Starwood Preferred Guest® Credit CardCredit Card
Apply Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free

    Features:
  • Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights at a category 1 or 2 hotel
  • Earn 15,000 bonus Starpoints after you spend $15,000 in 6 months
  • Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in
  • 95 countries including Sheraton, W Hotels, Westin and more
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • No annual fee for the first year and $45 thereafter
  • Express Approval. Get a decision in less than 60 seconds

    *See Card Terms and Conditions
More info           Apply

Platinum Business Credit Card from American Express®Credit Card
Apply Platinum Business Credit Card from American Express®

Platinum Business Credit Card from OPEN® the Small Business Team

Summary:

APR for Balance Transfers: Fixed 4.99% (for Life of Balance)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Credit Line: $1,000 to $50,000
Annual Fee: None

    Features:
  • Option to enroll in the Membership Rewards Express® Program fee-free
  • There's no limit to the number of points you can earn
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more
  • 0% APR for the first 12 months
  • No annual fee and fee-free Additional Cards
  • Balance Transfer APR: 4.99%*
  • Get a decision in less than 60 seconds
  • Easy, 1-page online application

    *View Terms & Conditions.
More info           Apply

Hilton HHonors® Platinum Credit CardCredit Card
Apply Hilton HHonors® Platinum Credit Card

Benefits of Hilton HHonors® Platinum Credit Card from American Express

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None

    Features:
  • No annual fee
  • Travel Accident Insurance
  • Car Rental Loss and Damage Insurance
  • 10,000 HHonors bonus points after your very first purchase on the Card
  • Earn an additional 10,000 Hilton HHonors® bonus points for your first 4 stays at any Hilton Family Hotel
  • Earn Hilton HHonors® points with virtually every purchase
More info           Apply

JetBlue Card from American Express®Credit Card
Apply JetBlue Card from American Express®

Get more leather, more smiles, more fun - get more of the JetBlue® you love.

Summary:

APR for Balance Transfers: 3.99% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $30.00
Overlimit Fee: $30.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: $40.00

    Features:
  • Earn one Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue flight purchases
  • Earn double Award Dollars at restaurants, movie theaters, concerts, golf courses, and other fun places
  • Get 5,000 bonus Award Dollars with your first purchase
  • 100 TrueBlue points = one round trip flight*
  • Pay your bill in full or carry a balance - it's up to you

    *See Card Terms and Conditions
More info           Apply

Blue Cash® for Business Credit CardCredit Card
Apply Blue Cash® for Business Credit Card

Blue Cash® for Business Credit Card from OPENSM the small business team

Summary:

APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 2.99% (Currently 7.99%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None

    Features:
  • Up to a 5% cash rebate
  • No Annual Fee
  • 0% APR during your first 6 months
  • Get a decision in less than 60 seconds
  • Easy, 1-page online application
  • No limit to the cash rebate you can earn
  • No minimum spending requirement - start earning cash back right away
  • Earn cash rewards on purchases made by Additional Cardholders
More info           Apply

Platinum Business FreedomPass® Credit CardCredit Card
Apply Platinum Business FreedomPass® Credit Card

Your employee purchases can earn you travel savings!

Summary:

APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 3.99% (Currently 8.99%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: Balance transfers may incur a fee*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None

    Features:
  • 5,000 point welcome bonus with first purchase
  • Earn 1 point for virtually every dollar you spend
  • Redeem for savings on any flight, hotel, car rental or cruise-up to $100 off for every 7,500 points
  • No blackout dates and no travel restrictions
  • 0% Introductory APR on purchases for the first 12 months*
  • No annual fee and the option to pay over time or pay in full
  • No annual fee for Additional Cards
  • Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more

    *View Terms and Conditions.
More info           Apply

American Express SimplyCashSM Business CardCredit Card
Apply American Express SimplyCash Business Card

No limit to the cash back you can earn: It's automatic every month...

Summary:

APR for Balance Transfers: Fixed 7.99% (for Life of Balance)
Ongoing APR: As low as Prime + 0.00% (Currently 5.00%)
Intro APR for Purchases: 0.00% (for 12 Months)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 25 Days
Annual Fee: None

    Features:
  • Earn 5% cash back on gas, office supplies, and wireless services
  • Earn 1% cash back on virtually all other purchases
  • Cash back is automatically credited to the statement each month
  • Use the online calculator to see how fast your savings add up
  • 0% introductory APR for the first 12 months
  • No annual fee with the flexibility to pay in full or carry a balance
  • OPEN Savings® : Automatic discounts with FedEx, Delta®, major hotels, and more
More info           Apply

One from American Express®Credit Card
Apply One from American Express®

Pay no fee for your first year — a savings of $35!

Summary:

Ongoing APR: As low as Prime + 5.99% (Currently 10.99%)
Late Fee: $29.00
Grace Period: 30 Days
Credit Line: No pre-set limit*
Annual Fee: $35, First Year Free

    Features:
  • Get $50 to jump-start your savings after your first purchase*
  • Earn a competitive Annual Percentage Yield (APY)*
  • The Savings AcceleratorSM Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings account in your name
  • No Preset Spending Limit
  • No annual fee for the first year — that's a $35 savings

    *See Card Terms and Conditions
More info           Apply

JetBlue® Business Card from American Express®Credit Card
Apply JetBlue® Business Card from American Express®

The only Business Card that earns free flights on JetBlue®.

Summary:

APR for Balance Transfers: 3.99% (for 6 Months)
Ongoing APR: As low as Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $30.00
Overlimit Fee: $35.00
Grace Period: 20 Days
Annual Fee: $40.00

    Features:
  • Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card.*
  • 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase*
  • Earn 1 Award Dollar for virtually every dollar you spend
  • Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more
  • Your TrueBlue® points don't expire when you use your Card
  • Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*

    *View Terms and Conditions.
More info           Apply

Gold Delta SkyMiles® Business Credit CardCredit Card
Apply Gold Delta SkyMiles® Business Credit Card

Always Double Miles®!

Summary:

APR for Balance Transfers: Fixed 9.99% (for Life of Balance)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: $1,000 to $50,000
Annual Fee: None for 1 Year; $95 thereafter

    Features:
  • Get 15,000 SkyMiles with first purchase
  • Earn up to 30,000 Bonus Miles in your first year
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay for all or part of your fare with miles
  • and put the rest on your Card; start redeeming at just 10,000 miles
  • Save 5% on Delta flights with your Card
  • One Delta mile for virtually every dollar you spend; earn two Delta miles for virtually every dollar you spend at
  • office supply stores, gas stations, home improvement and hardware stores, wireless phone bill payments, and qualifying Delta flights
  • No annual fee for the first year - a savings of $95
  • No annual fee for Additional Cards
  • Annual $99 Companion Certificate
  • Save 3-25% on business purchases at companies like FedEx, Hertz®, and more

    *View Terms & Conditions.
More info           Apply

Starwood Preferred Guest® Business Credit CardCredit Card
Apply Starwood Preferred Guest® Business Credit Card

Starwood Preferred Guests earn free nights at 850 hotels and resorts in 95 countries.

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 9.99% (Currently 14.99%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: None for 1 Year; $45 thereafter

    Features:
  • Earn 10,000 Starpoints® with your first purchase — that's good for up to three free nights!*
  • Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
  • Redeem at over 860 participating Starwood hotels
  • Transfer Starpoints to over 30 frequent flyer programs
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • No annual fee for the first year - a savings of $45
  • Voted Best Affinity Credit Card by frequent travelers in the 19th Annual Freddie Awards

    *View Terms & Conditions.
More info           Apply

American Express® Preferred Rewards Gold CardCredit Card
Apply American Express® Preferred Rewards Gold Card

Gold benefits, with a rich array of travel rewards.

Summary:

Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.9%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $125.00

    Features:
  • Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
  • No pre-set spending limit*
  • Gold Card Events — exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Global Assist® Hotline and many more benefits included.

    *See card offer terms.
More info           Apply

American Express® Preferred Rewards Green CardCredit Card
Apply American Express® Preferred Rewards Green Card

Earn the shopping rewards you really want. Really fast.

Summary:

Ongoing APR: N/A; Due in full each month
Late Fee: $0-$30 or 2.9%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $95.00

    Features:
  • No annual fee for the first year - $95 Thereafter
  • Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card*
  • The Membership Rewards® program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
  • Purchase Protection protects eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase
  • Many other travel and shopping benefits
  • No Pre-Set Spending Limit*
  • Express Approval. Get a decision in less than 60 seconds
  • *See Terms and Conditions
More info           Apply

Business Green Rewards Card from OPEN®Credit Card
Apply Business Green Rewards Card from OPEN®

Business Green Rewards Card from OPEN® the Small Business Team

Summary:

Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $95 thereafter

    Features:
  • First year fee-free
  • No pre-set spending limit
  • Receive 5,000 bonus points on your first purchase
  • Redeem for rewards with as few as 400 points
  • Automatic discounts at partners including JetBlue, Delta®, FedEx, Courtyard by Marriott®, and more
  • Earn 1 Membership Rewards® point for virtually every dollar spent with no limits and no expiration dates
  • Points never expire and there is no maximum amount of points earned
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
  • Get a decision in less than 60 seconds with an easy, 1-page online application
More info           Apply

The Gold Card from American Express OPENSMCredit Card
Apply The Gold Card from American Express OPEN

Business Gold Card from OPEN® the Small Business Network

Summary:

Ongoing APR: N/A; Due in full each month
Late Fee: $0-$35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit
Annual Fee: None for 1 Year; $125 thereafter

    Features:
  • Business ownership has become more rewarding
  • Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies
  • Points have no expiration date
  • No limit to the number of Membership Rewards® points you can earn
  • No annual fee for the first year - a savings of $125
  • No pre-set spending limit* and no finance charges
  • Save 3-25% on business purchases at companies like FedEX®, Delta®, Hertz®, and more
  • Automatic Complimentary enrollment in the Membership Rewards® program
  • Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees

    *View Terms and Conditions.
More info           Apply

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