Balance Transfer Infos

American Express Co.

These cards are issued by American Express Co.

True Earnings® Card from Costco and American ExpressCredit Card
Apply True Earnings® Card from Costco and American Express

Earn Cash Back with the True Earnings® Card from Costco and American Express.

Summary:

APR for Balance Transfers: 1.99% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Intro APR for Purchases: 0.00% (for 6 Months)
Balance Transfer Fee: None if submitted in the first 30 days*
Late Fee: $15-$35
Overlimit Fee: $29.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: None

    Features:
  • Earn cash back on gas and a $25 statement credit with your first made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
More info           Apply

Delta Reserve Credit CardCredit Card
Apply Delta Reserve Credit Card

The New Elite Travel Card with Premium Rewards.

Summary:

APR for Balance Transfers: 9.99% (for 12 Months)
Ongoing APR: Prime + 11.25% (Currently 14.50%)
Balance Transfer Fee: None if submitted with this application*
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Annual Fee: $450*

    Features:
  • Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
  • Earn up to 10,000 Medallion® Qualification Miles (MQMs) after your first purchase*
  • Built-in Miles BoostSM—earn up to 30,000 MQMs and 30,000 bonus miles*
  • Complimentary Crown Room Club® access for you and two guests*
  • Access to American Express® Concierge Services*
  • Pay with Miles—pay for all or part of any Delta flight with your miles*

    *See web site for complete terms & conditions.
More info           Apply

Starwood Preferred Guest® Credit CardCredit Card
Apply Starwood Preferred Guest® Credit Card

Earn FREE NIGHTS and FREE FLIGHTS with the Starwood Preferred Guest® Credit Card!

Summary:

APR for Balance Transfers: 2.90% (for 6 Months)
Ongoing APR: Prime + 11.99% (Currently 15.24%)
Intro APR for Purchases: 2.90% (for 6 Months)
Balance Transfer Fee: None if submitted with this application
Late Fee: $19-$38
Overlimit Fee: $35.00
Returned Check Fee: $38.00
Grace Period: 20 Days
Credit Line: Up to $100,000
Annual Fee: $45, First Year Free

    Features:
  • Earn up to 25,000 Starpoints ® — enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

    See Card Terms and Conditions
More info           Apply

American Express® Preferred Rewards Gold CardCredit Card
Apply American Express® Preferred Rewards Gold Card

Gold benefits, with a rich array of travel rewards.

Summary:

Ongoing APR: N/A; Due in full each month
Late Fee: from $0 to the greater of $35 or 2.99%
Overlimit Fee: N/A
Credit Line: No pre-set limit*
Annual Fee: $125.00

    Features:
  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.

    See card offer terms.
More info           Apply

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